Here are our Cheats for Need for Speed Payback on Xbox One. The most trustworthy items get the most 'thumbs up' from our users and appear nearer the top!
At the start of the game do not choose the Buick, then proceed to complete all of Mac's off-road quests by defeating Udo Roth. Afterwards, sell only your offroad car then buy the Mazda MX5 from the offroad dealership. Return to your garage then sell only your Mazda keeping your chosen racer. Leave the garage and enter again to find the Buick in your garage. This car will keep spawning as long as only one car is in your garage, you can get around 25,000 credits every 4 seconds